Mortgages

A mortgage can be the biggest financial decision in your lifetime at Farrell Financial Services we can tailor a package to suit you needs and budget. We deal with all major lenders and chose the best option to suit you.

First-time Buyers

Purchasing your own home is one of the biggest decisions you will make during your lifetime. There is no doubt that you may find the process very daunting and time consuming. So why not let us do the work for you; we will bring you through the process step by step, all the way from start to finish.
We will provide you with the best advice and make sure you avail of the best rates available, as well as obtaining the maximum amount of money available to you.

WARNING YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOANS SECURED ON IT.

Remortgaging

If you have money tied up in your current property and need to raise funds for anything from investment to a dream holiday, why not let us take care of the refinancing of your property.

Maybe you would like to avail of better rates with an institution other than your current one, or you would like to pay off some of your existing debts such as credit cards or car loans, remortgaging is an excellent opportunity to consolidate your debt.

Building your own home:
We can help you find the most appropriate structure for financing your build. You may need finance for the purchase of a site and the construction of your home, or finance may be required for the construction of your home only. Whatever the situation, we can find a product that best suits your needs.

Trading Up

Moving house is said to be one of the most stressful times in your life! Although there can be many headaches to deal with, finding the best value trading-up mortgage doesn't have to be one of them. We can save you time, stress and thousands of euros on your trading up mortgage, leaving you free to concentrate on enjoying your new home.

Residential Investment Mortgage

Buying an investment property or second home is very different from buying a family home or primary residence. Buying property to rent out privately is very popular in Ireland. Like any investment, buy to let mortgage comes with no guarantees, but for those who have more faith in bricks and mortar than stocks and shares this is probably the only way to start building long term profits. There are a lot of extra issues you need to consider as an investor, such as rental income, tenancy, stamp duty, income and capital gains tax.

There is also a big difference in how you are treated by the banks when purchasing an investment property. For example, the interest rates, repayment options and mortgage terms available to you are not the same as when you are buying your own home.